CalHFA Program

This program is ideal for first-time buyers who need zero-down options and require financial assistance to cover closing costs or boost their down payment.

Requirements:

  1. Minimum FICO score: 640
  2. No primary residence ownership within the last 3 years.
  3. Conventional down-payment assistance: 3%
  4. FHA Down Payment Assistance: 3.5%
  5. Closing Cost Assistance: Up to 3%
  6. Subject to income eligibility and county high-balance loan limits.
  7. Subject to instant Fannie Mae and final underwriting approval.

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MonaLending is a trade name of AML Mortgage Associated Inc.
American Multi Lenders is also a trade name of AML Mortgage Associated Inc.
All licensed mortgage activities are conducted by AML Mortgage Associated Inc., NMLS ID #352077, California DRE License #01157016.
To verify NMLS licence number 352077, click here.
To verify DRE licence number 01157016, click here.
We are an Equal Housing Lender. we do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.


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